Global trade credit risk analysis

List of contents of this article:

• 1、p2p online loan system advantages
• 2,Global trade credit risk analysis Which online loans belong to p2p
• 3, p2p online loan system how to develop customization_p2p online loan investment plan

The advantages of p2p online loan system

The advantages of P2P network loans compared with traditional loans: large amount of funds, simple procedures and flexible forms. The speed and convenience of transactions. Compared with the strict loan application conditions, complicated material preparation and long waiting process of ordinary banks, the advantages of P2P lending and financial services are very obvious.

Advantages High annual compound return The annual interest rate of ordinary banks' deposits is only 3%, financial products, trust investmentEtc., it is generally less than 10%, which cannot be compared with the annual interest rate of more than 20% of online loan products.

P2P network lending: The advantages of P2P network lending The advantage of P2P network lending is that both investors and borrowers can benefit from it. Borrowers can get low-interest loans through P2P networks, while investors can get higher returns.

What are the four characteristics of p2p online lending platform? Low threshold and low channel cost. The P2P online lending platform enables everyone to become a credit communicator and user, so that credit transactions can be carried out conveniently and everyone can easily participate. Risk diversification.

The advantages of P2P online loans have indeed attracted the favor of many post-80s young people. First of all, P2P online loans provide a more convenient way of investment and financial management.Compared with traditional bank savings or stock investment, the operation of P2P online loans is simpler and can be carried out directly through the Internet platform.

Which online loans belong to p2p

Rongke Loan: Rongke Loan is a p2p network loan Loan Platform, October 2013Launched on the 24th, it is affiliated to Shenzhen Zhongrongke Internet Financial Services Co., Ltd. The company's shareholders and management are composed of senior industry insiders who have been engaged in bank credit business, Internet finance, risk control and private lending.

Paipai Loan was established in June 2007 and was successfully listed on the New York Stock Exchange in November 2017. Paipai Loan is a P2P network credit lending platform. It is also an Internet financial platform specially approved by the Department of Industry and Commerce for financial information services and recognized by the government. It has been reported by CCTV, People's Daily and other authoritative media many times.

Lu Jinso, the p2p platform under Ping An Group, the p2p platform of Lu Jinso, Lu Jinso, the boss of the online loan platform, is well-deserved to be ranked first in terms of the number of investors, trading volume, or background. Choose this old platform.

In this way, P2P can also be understood as the meaning of partner-to-partner, or known as peer-to-peer networking, which is a kind of Internet finance (ITFIN) product. P2P online lending platforms usually claim that they have two origins, one is Professor Yunus (also known as Yunas); the other is Zopa in the United Kingdom.

P2P refers to some online lending services, such as Paipai Loan, Renren Loan, etc. Paipai Loan is the first P2P network lending platform in China and one of the most innovative and growing enterprises. Renren Loan is an Internet P2P credit lending service platform established in 2010, headquartered in Haidian District, Beijing.

p2pHow to develop customized online loan system_p2p online loan investment plan

1. Step 2: Formulate a p2p lending platform program development plan. At this stage, it is necessary to formulate the manpower, material resources, costs and time required for the development of the entire p2p lending platform, and it is also necessary to formulate the architecture diagram, modules, database production, etc. of the entire lending platform program.

2. Submission requirements: put forward the basic requirements for the construction of p2p online loan platform. Project duration and valuation: Each system has different requirements, so the length of time it takes needs to be clearly arranged, so its price is also determined according to needs.

3. The first step: collect relevant information and clarify your goals. The goal of building an online loan platform has been determined, and we need to collect relevant information.

4. Development and analysis of online loan system Prepare the "Requirements Specification" according to the needs of users, establish a system logic model, and aim to finally be recognized by users.

5. Online loan system demand research Send a demand engineer (BA) to the customer's site to understand the actual needs of customers, interview actual customers, and produce customer demand specifications together with customers. DEMO production is described by the company's demand engineer according to the customer's needs, and the customer prototype page is made with high simulation through the interface prototype tool.