1. The insurance liability of vehicle loss insurance includes the following aspects: vehicle collision and overturning; vehicles suffered in fire, explosion, spontaneous combustion, etc. The loss of. ; External objects fall and collapse, insurance vehicles fall parallel, etc.
2. For the risk of vehicle collision, the first thing that comes to mind may be a car accident. Car accidents refer to various accidents that occur during the driving process, such as collisions with pedestrians and other vehicles, obstacles, etc. Car accidents will not only cause damage to the body, but also cause a lot of economic loss to the hit object.
3, the risk of (car collision) belongs to (pure risk), and (buying and selling stocks) in the stock market belongs to (speculative risk). 1 It is divided into (static risk) and (dynamic risk) according to (social environment generated by risk). ( Lightning, storm) is a static risk; (improvement of production technology, population growth) is a (dynamic risk).
4. That is to say, pure risk refers to the risk of only damaging opportunities without the possibility of profit. For example, if the homeowner's house is on fire, it will cause financial losses to the homeowner. The occurrence of various natural disasters and accidents may lead to the loss of social wealth or the injury of personnel, so they are all pure risks.
1. Passive safety device: airbag, seat belt, safety outlet (automatic) fire extinguishing device, safety glass, child seat, body strength (anti-collision ability), etc. Nowadays, people pay more and more attention to the safety performance of cars, and the safety configuration of cars is also increasing, and the performance is more and more advanced. .
2. Car collision safety is divided into two aspects: active and passive. The so-called passive securityFull equipment is a component that plays a buffering and energy-absorbing role when a collision is about to occur, such as bumpers, airbags, seat belts, etc.
3. Active safety protection includes anti-lock braking (ABS), anti-collision warning (AWS), night vision assistance, lane change assistance (LCA), active anti-tailgating, electronic braking distribution (EBD), traction control, also known as tracking control system (TCS), electronic stabilization device (ES P), safe driving, color and safety, pedestrian protection, etc.
4. According to the type of retractor, seat belts can be divided into lockless, manual debugging, self-locking, emergency locking and force-limiting. The main difference is that the retractor is different.
5. Therefore, in terms of improving security design, they also spare no effort to innovate.
Traffic accident refers to an incident in which a vehicle causes casualties or property loss on the road due to fault or accident. Traffic accidents are not only caused by unspecified personnel violating road traffic safety regulations; they can also be caused by earthquakes, typhoons, flash floods, lightning strikes and other irresistible natural disasters.
The definition in the Road Traffic Safety Law, road traffic accidents refer to personal casualties or property losses caused by faults or accidents on the road.
An accident vehicle refers to an accident in which the vehicle is injured due to unnatural losses, and the mechanical performance and economic value decline. "Accident vehicle" generally refers to a vehicle with structural damage.At the same time, water-soaking vehicles and burning vehicles also belong to the category of "special accident vehicles". There are no mandatory regulations or standards for accident vehicles.
After a car collision, people often call it an accident, but if an accident does not necessarily occur, there will definitely be an accident car. The definition of an accident car (sedan) is: a general term for a vehicle that still has safety hazards even if it is repaired after severe impact, water soaking, fire, etc.
If a traffic accident occurs on the road without causing casualties, and the parties have no dispute about the facts and causes, they can immediately evacuate the scene, resume traffic, and negotiate to deal with damages on their own. Appropriate; If you do not evacuate the scene immediately, you should promptly report to the traffic police on duty or the traffic management department of the public security organ.
Minor accident, no casualties. This situation is very simple and easy to solve. Under normal circumstances, the two parties to the accident shall negotiate to resolve the problem, and the responsible party shall compensate the non-liable party for the loss. If the negotiation between the two parties fails, you can call the police (traffic police number 122, call 110) and notify the insurance company to be present. The general responsible party informs the insurance company.
Legal subjectivity: parking alarm. When there is a serious collision between two cars, we should stop immediately, turn on the warning lights, and place a triangle warning sign not far behind the car. If you find that a person is injured, you should call 120 as soon as possible, then call the traffic police number 122, and then call the insurance company.
If a vehicle collision occurs, the amount of loss is not large and the two parties have no dispute over responsibility, first of all, you should try to take photos of the scene and then move to a place that does not affect the passage of others to avoid traffic jams.
1. Solution: Go to the repair shop to measure the voltage and replace the controller in time; the motor is burned out.
2. The first aspect is the fault handling of the insulation resistor. The electronicization of electric vehicles is much higher than that of traditional fuel vehicles. Battery packs, electric drive systems, and high-voltage electricity may greatly reduce the insulation of the chassis after a collision or in a harsh environment, which may seriously cause car fires and affect the safety of car drivers.
3. If a vehicle collision occurs, the loss is not large and the two parties do not dispute the responsibility, first of all, you should try to take photos of the scene and then move to a place that does not affect the passage of others to avoid traffic jams.
4. Common faults of new energy vehicles generally have three major directions: the first is the power battery, the second is the electronic control, and the last is the motor. When we check the high-pressure problem, we should study from these three major directions. Power battery system Power battery is like a human heart in a car. If it is not maintained, it will shorten the service life of new energy vehicles.
5. The procedures for dealing with electric vehicle fire accidents are (1) identify vehicles; (2) identify the environmental situation and determine the fire extinguishing plan adopted; (3) do a good job in the protection of rescuers; (4) fire fighting and rescue; (5) fix the vehicle after the fire is extinguished; (6) if necessary, cut off the power; (7) On-site cleaning.
6. Effective control of motor temperature is the key to ensuring the driving safety and stability of new energy vehicles.In the process of building a basic motor temperature control system for new energy vehicles, the actual loss of motor system devices has not been studied. The abnormal operation of many motor systems will directly affect the driving quality of new energy vehicles.
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1. The insurance liability of vehicle loss insurance includes the following aspects: vehicle collision and overturning; vehicles suffered in fire, explosion, spontaneous combustion, etc. The loss of. ; External objects fall and collapse, insurance vehicles fall parallel, etc.
2. For the risk of vehicle collision, the first thing that comes to mind may be a car accident. Car accidents refer to various accidents that occur during the driving process, such as collisions with pedestrians and other vehicles, obstacles, etc. Car accidents will not only cause damage to the body, but also cause a lot of economic loss to the hit object.
3, the risk of (car collision) belongs to (pure risk), and (buying and selling stocks) in the stock market belongs to (speculative risk). 1 It is divided into (static risk) and (dynamic risk) according to (social environment generated by risk). ( Lightning, storm) is a static risk; (improvement of production technology, population growth) is a (dynamic risk).
4. That is to say, pure risk refers to the risk of only damaging opportunities without the possibility of profit. For example, if the homeowner's house is on fire, it will cause financial losses to the homeowner. The occurrence of various natural disasters and accidents may lead to the loss of social wealth or the injury of personnel, so they are all pure risks.
1. Passive safety device: airbag, seat belt, safety outlet (automatic) fire extinguishing device, safety glass, child seat, body strength (anti-collision ability), etc. Nowadays, people pay more and more attention to the safety performance of cars, and the safety configuration of cars is also increasing, and the performance is more and more advanced. .
2. Car collision safety is divided into two aspects: active and passive. The so-called passive securityFull equipment is a component that plays a buffering and energy-absorbing role when a collision is about to occur, such as bumpers, airbags, seat belts, etc.
3. Active safety protection includes anti-lock braking (ABS), anti-collision warning (AWS), night vision assistance, lane change assistance (LCA), active anti-tailgating, electronic braking distribution (EBD), traction control, also known as tracking control system (TCS), electronic stabilization device (ES P), safe driving, color and safety, pedestrian protection, etc.
4. According to the type of retractor, seat belts can be divided into lockless, manual debugging, self-locking, emergency locking and force-limiting. The main difference is that the retractor is different.
5. Therefore, in terms of improving security design, they also spare no effort to innovate.
Traffic accident refers to an incident in which a vehicle causes casualties or property loss on the road due to fault or accident. Traffic accidents are not only caused by unspecified personnel violating road traffic safety regulations; they can also be caused by earthquakes, typhoons, flash floods, lightning strikes and other irresistible natural disasters.
The definition in the Road Traffic Safety Law, road traffic accidents refer to personal casualties or property losses caused by faults or accidents on the road.
An accident vehicle refers to an accident in which the vehicle is injured due to unnatural losses, and the mechanical performance and economic value decline. "Accident vehicle" generally refers to a vehicle with structural damage.At the same time, water-soaking vehicles and burning vehicles also belong to the category of "special accident vehicles". There are no mandatory regulations or standards for accident vehicles.
After a car collision, people often call it an accident, but if an accident does not necessarily occur, there will definitely be an accident car. The definition of an accident car (sedan) is: a general term for a vehicle that still has safety hazards even if it is repaired after severe impact, water soaking, fire, etc.
If a traffic accident occurs on the road without causing casualties, and the parties have no dispute about the facts and causes, they can immediately evacuate the scene, resume traffic, and negotiate to deal with damages on their own. Appropriate; If you do not evacuate the scene immediately, you should promptly report to the traffic police on duty or the traffic management department of the public security organ.
Minor accident, no casualties. This situation is very simple and easy to solve. Under normal circumstances, the two parties to the accident shall negotiate to resolve the problem, and the responsible party shall compensate the non-liable party for the loss. If the negotiation between the two parties fails, you can call the police (traffic police number 122, call 110) and notify the insurance company to be present. The general responsible party informs the insurance company.
Legal subjectivity: parking alarm. When there is a serious collision between two cars, we should stop immediately, turn on the warning lights, and place a triangle warning sign not far behind the car. If you find that a person is injured, you should call 120 as soon as possible, then call the traffic police number 122, and then call the insurance company.
If a vehicle collision occurs, the amount of loss is not large and the two parties have no dispute over responsibility, first of all, you should try to take photos of the scene and then move to a place that does not affect the passage of others to avoid traffic jams.
1. Solution: Go to the repair shop to measure the voltage and replace the controller in time; the motor is burned out.
2. The first aspect is the fault handling of the insulation resistor. The electronicization of electric vehicles is much higher than that of traditional fuel vehicles. Battery packs, electric drive systems, and high-voltage electricity may greatly reduce the insulation of the chassis after a collision or in a harsh environment, which may seriously cause car fires and affect the safety of car drivers.
3. If a vehicle collision occurs, the loss is not large and the two parties do not dispute the responsibility, first of all, you should try to take photos of the scene and then move to a place that does not affect the passage of others to avoid traffic jams.
4. Common faults of new energy vehicles generally have three major directions: the first is the power battery, the second is the electronic control, and the last is the motor. When we check the high-pressure problem, we should study from these three major directions. Power battery system Power battery is like a human heart in a car. If it is not maintained, it will shorten the service life of new energy vehicles.
5. The procedures for dealing with electric vehicle fire accidents are (1) identify vehicles; (2) identify the environmental situation and determine the fire extinguishing plan adopted; (3) do a good job in the protection of rescuers; (4) fire fighting and rescue; (5) fix the vehicle after the fire is extinguished; (6) if necessary, cut off the power; (7) On-site cleaning.
6. Effective control of motor temperature is the key to ensuring the driving safety and stability of new energy vehicles.In the process of building a basic motor temperature control system for new energy vehicles, the actual loss of motor system devices has not been studied. The abnormal operation of many motor systems will directly affect the driving quality of new energy vehicles.
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