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List of the catalog of this article:

• 1, What kind of car insurance should I buy?
• 2 
  、How to take out car insurance in the most cost-effective

What kind of car insurance should I buy?

1. Motor vehicle insurance generally includes traffic insurance and commercial insurance. Commercial insurance includes two parts: basic insurance and additional insurance. Basic insurance is divided into vehicle loss insurance and third-party liability insurance, whole-vehicle theft and robbery insurance (theft and robbery insurance), and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).

2. To buy insurance for a private car, you generally buy these four types of insurance: 1. Traffic enforcement insurance is compulsory to be purchased by the state. Only vehicles that have bought traffic enforcement insurance can be driven on the road. It can provide the most basic insurance for car owners. Compulsory insurance is cheap and provides relatively small coverage. It is recommended that you buy compulsory insurance first, and then buy several other types of insurance.

3. What kinds of insurance are there in car insurance? Traffic enforcement insurance mainly provides timely and basic protection for casualties and property losses caused by road traffic accidents. Traffic enforcement insurance is mandatory. As long as it is a motor vehicle driving on the road in China, the owner or manager should invest in the traffic enforcement insurance.

What are the types of car insurance?

1. Traffic insuranceInsurance liability: casualties and property losses caused by victims (excluding vehicle personnel and insured persons) in road traffic accidents. Compensation items: compensation for death and disability among traffic drivers, compensation for medical expenses, compensation for property loss, etc. Compensation amount: the liability limit is 120,000 yuan.

2. Automobile insurance mainly includes the following types of insurance: traffic enforcement insurance, vehicle loss insurance, third-party liability insurance, theft and robbery insurance, vehicle personnel liability insurance, separate glass breakage insurance, spontaneous combustion insurance and non-deductible special insurance, etc.

3. Car damage insurance: Car damage insurance is the most basic car insurance. It can compensate for losses caused by vehicle collisions, scratches, natural disasters, etc. However, it should be noted that the absolute deductible voluntarily cannot exceed 20% of the insurance amount.

4,Automobile insurance mainly includes the following types: Traffic Accident Liability Compulsory Insurance (Traffic Compulsory Insurance): This is a type of insurance that the state requires motor vehicle owners to insure, mainly to protect the victims of traffic accidents. The premium is relatively low, and in the event of an accident, the insurance company will compensate regardless of the responsible party.

5. Traffic enforcement insurance Traffic enforcement insurance refers to compulsory automobile traffic accident liability insurance, which refers to the insurance that car owners must take out. It is compulsory by the government and is the basis of automobile insurance. The scope of liability of traffic enforcement insurance includes: vehicle loss insurance, third-party liability insurance, driver liability insurance, passenger liability insurance, designated repair shop insurance, etc.

6. The types of car insurance mainly include the following types: Traffic enforcement insurance: This is a compulsory insurance that all vehicles must purchase, and the insurance company underwrites the risk of traffic accidents that may be caused by the insured motor vehicle.

Where to buy car insurance

S store. Official telephone car insurance is a direct sales behavior of insurance companies, which eliminates agents, brokers and other intermediate links. The insurance company can directly transfer this part of the cost saved to the customer, and the customer can get a lower discount.

Car insurance purchase channelThere are many kinds of ways, such as going to the insurance company counter for processing, agent or agency company insurance, telephone insurance, and online insurance.

Car insurance can be purchased in many places, including the official website of insurance companies, insurance agents, insurance brokers, 4S stores, car repair shops, etc. Different purchasing methods have their own advantages and disadvantages. Car owners can choose the most suitable purchasing method according to their own needs and situations.

Where to buy car insurance? Third-party platform: You can follow the official account and life account of the insurance company's third-party platform to buy; Automobile 4S store: You can buy insurance in the 4s store, but the insurance of the automobile 4S store is likely to be relatively expensive.

You can buy car insurance at the 4s store or go to the insurance company by yourself.

It can be purchased through the Internet insurance platform, such as the car insurance service, car insurance purchase channel, license plate number and related information on the Alipay platform. 5 Log in to the official website of the insurance company, enter the license plate information and the insured information, and then you can buy.

How to buy car insurance

How to buy car insurance? [ 1] Telephone car insurance insurance: Before taking out car insurance, you need to determine the insured insurance company, and then call the official phone number of the car insurance company directly. There will be a special telephone car insurance marketer to give corresponding quotations for the vehicle situation of the car owner and the type of insurance.

How to buy car insurance: buy traffic insurance first. Function: Help car owners pass the annual inspection. According to the provisions of China's traffic law, traffic enforcement insurance is a must be purchased by all car owners;A full amount of third-party liability insurance.

Car insurance can be purchased in the following ways: the owner should bring his ID card, vehicle driving license and other materials required by the insurance company, and go to the insurance company counter to find a staff to handle it.

Car insurance can be purchased through the insurance company's official website, telephone insurance, business outlets and 4s stores. First of all, you can visit the official website of the insurance company to purchase vehicle insurance. In the insurance product list of the official website, select the suitable type of car insurance, fill in the vehicle information and policyholder information, and pay after confirming that it is correct.

What kind of insurance do you usually buy for cars?

1. The four types of insurances that vehicles must buy are as follows: traffic enforcement insurance: traffic enforcement insurance is the nationalThe compulsory purchase of insurance is a compulsory liability insurance in which the insurance company compensates for the casualties and property losses of the victims caused by road traffic accidents in the insured motor vehicle within the liability limit, but does not include the personnel of the vehicle and the insured.

2. The insurance that cars generally need to buy mainly includes traffic insurance and commercial insurance. Traffic insurance is a mandatory vehicle insurance, and all vehicles must be purchased. It is mainly used to compensate for the losses of the victims in traffic accidents, including casualties and property losses.

3. There are many types of car insurance, so you won't step on the pit when you buy it. As there are more and more vehicles on the street, the probability of traffic accidents is also increasing. For our own protection, we will choose to buy insurance for vehicles.

4. Car insurance mainly includes: traffic insurance, third-party liability insurance, vehicle loss insurance, vehicle personnel liability insurance, theft and robbery insurance, separate glass breakage insurance, and traffic enforcement insurance is a must.

5. Spontaneous combustion loss insurance: Spontaneous combustion loss insurance is for the spontaneous combustion of the vehicle itself due to oil line, circuit and other problems, resulting in partial or total damage to the vehicle. Generally, the maximum compensation amount does not exceed 100% of the insurance amount.

How to insure car insurance is the most cost-effective

Find an insurance agent to buy: Through familiar insurance agents, you can get some internal discounts, and the purchase is also more affordable.

How to buy car insurance is more cost-effective? Novice plan: traffic insurance + car damage insurance + third-party liability insurance + vehicle personnel liability insurance + non-deductible + separate glass breakage insurance + scratch insurance + can't find third-party special insurance;This plan is expensive, but it can not only compensate others, but also protect your own losses if you make mistakes.

After having a car, it is necessary to buy car insurance, but how to buy the most cost-effective car insurance? Here are several ways to save money. The first method: compare the quotations of different insurance companies.

Buy traffic enforcement insurance; traffic enforcement insurance: Traffic enforcement insurance is a mandatory vehicle insurance in China. All motor vehicles must buy traffic enforcement insurance to be on the road. Third-party liability insurance: Third parties are the most critical for all car insurances.